Individual Roth Ira Limits 2024. Roth ira income and contribution limits for 2024. The contribution limit for a roth ira is $6,500 (or $7,500 if you are over 50) in 2023.

No income limits with a roth 401(k) the income limit for contributing to a roth ira in 2024 kicks in once an individual’s modified adjusted gross income hits. Roth iras have the same annual contribution limits as traditional iras.